(03) 9020 2905SUMMARY: Superannuation is not just about your retirement. A secondary purpose is to protect yourself and your family. Super is that great promise that you’ll have a grand sum of … Read More Protect yourself using super
Are travel money cards a good idea for Australians planning to holiday overseas?
On my first big overseas trip, back in the mid 90s, I loaded up my credit card with cash. While I was drawing on my savings, I made cash advances … Read More Are travel money cards a good idea for Australians planning to holiday overseas?
An income stream in the family home
SUMMARY: Reverse mortgages are likely, eventually, to become a mainstay of retirement planning. The day is coming when governments will declare that the family home is no longer sacrosanct when … Read More An income stream in the family home
Learn to love your mortgage
When you decide that you really hate something, it’s funny how you can see all of the faults so much more clearly. Like the snivelling moron you sit next to … Read More Learn to love your mortgage
How do you feel about credit card reward programs, and how do consumers maximise their reward points?
They’re awesome! Free flights, Christmas shopping paid for, wine deliveries … and it doesn’t feel like I’m paying for them. And I’m not really. And many others who enjoy the … Read More How do you feel about credit card reward programs, and how do consumers maximise their reward points?
Gearing in DIY funds under threat
SUMMARY: SMSF borrowing arrangements and super tax for higher earners at biggest threat for change for Murray’s FSI final report. High-income earners and super property buyers could be about to … Read More Gearing in DIY funds under threat
The Christmas spending season is almost upon us, so what are three ways to be smart about where our money goes?
Call a family meeting in the backyard. Tell them to close their eyes, as you have a pre-Christmas surprise for them. Unfurl the garden hose and turn the tap on … Read More The Christmas spending season is almost upon us, so what are three ways to be smart about where our money goes?
Think twice about taking a super lump sum
SUMMARY: Wondering what to do with your super at retirement? Look harder at the pension option. Sometimes you need an outsider to come in to critique. Rip what you’re doing … Read More Think twice about taking a super lump sum
Aussies owe more than $50 billion on their credit cards. What are your top three tips for cutting this debt?
WHAT? Whoa! Really? You’re asking me to solve an out-of-control, national, credit-card bingeing problem? How about something simpler? Perhaps stopping Australians drinking beer? Halting the Ebola Virus? Smashing our druglords’ … Read More Aussies owe more than $50 billion on their credit cards. What are your top three tips for cutting this debt?
Sometimes, it’s the little things . . .
Actions and consequences – every one of the former comes with one of the latter. Usually, it’s big actions that have big consequences, while we’re told “don’t sweat the small … Read More Sometimes, it’s the little things . . .