(03) 9020 2905It’s a horrible realisation that hits everyone in about their late 30s. You are older than any of your sporting heroes. They’ve retired. Unless you watch lawn bowls, … Read More Retirement is not the best option
Don’t let debt mountain make a monkey out of you
Just another January … after another massive spending season, we get smashed on the stock market to the tune of tens of billions of dollars. Can’t we just take a … Read More Don’t let debt mountain make a monkey out of you
DIY fund property investing gets a body blow
SUMMARY: SMSFs face greater restrictions in 2016 for borrowing to buy property. The banking regulator didn’t just bark a little in 2015. It bared its teeth and showed it knows … Read More DIY fund property investing gets a body blow
The top nine risks for DIY fund operators in 2016
SUMMARY: No time to relax. SMSF trustees need to consider the risks ahead in 2016 and act now. It’s been nicely quiet out there in DIY super regulation land. Occasional … Read More The top nine risks for DIY fund operators in 2016
Fact checking this SMSF attack
SUMMARY: Industry Super Australia is throwing mud at SMSFs. Hopefully it doesn’t stick, because it’s ridiculously inaccurate. All super lobby groups have a duty to protect their stakeholders. But Industry … Read More Fact checking this SMSF attack
End-of-year navel gazing adds a whole lot of value
Don’t avoid end-of-year navel gazing. It’s an innate part of being human and thinking at a higher level. Learn some lessons. Take stock on near misses. Make fewer mistakes … Read More End-of-year navel gazing adds a whole lot of value
Gen X’s greatest financial challenge is now
I am staggering, limping, into Christmas. Happens every year. Work like crazy through December … to end another year of crazy. Attend about 50 pre-Christmas catchups, leaving a liver in … Read More Gen X’s greatest financial challenge is now
Fixed versus variable – what to do now?
WHOA! Hold on a minute. I have to choose? Um, I can’t. Further, I won’t. If you think the decision is simply about which … Read More Fixed versus variable – what to do now?
Fact checking this SMSF attack
SUMMARY: Super, personal name or trust structure? You must consider all of the options when looking to create family wealth. There comes a time in most people’s lives where the … Read More Fact checking this SMSF attack
Lending’s iceberg crippling property investors.
Icebergs are dangerous. The Titanic’s captain showed us comprehensively. It’s not the 10 per cent that sits above the waterline, but the 90 per cent that sits below. And fish … Read More Lending’s iceberg crippling property investors.