(03) 9020 2905SUMMARY: Five strategies for couples to even up super balances this year, if they can act quickly. Fatigue has set in. And some barely repressable anger. … Read More Get into the spouse super juggling act
Kill and maim to get point across
In order to get my point about insurance across forcefully to a mum and dad, I usually need to kill one of them. To get singles on board, I either … Read More Kill and maim to get point across
Don’t lose out by default
Default insurance coverage inside super is fuelling a dangerous “she’ll be right, mate” attitude to protection among Australian families. Too many Australians see some minor levels of … Read More Don’t lose out by default
Super Advice: Your burning super and pension questions answered
SUMMARY: The most common questions being asked in the lead-up to 30 June and the big-bang changes. Question: How can I maximise how … Read More Super Advice: Your burning super and pension questions answered
Mixing super & property : The combo is the stuff nightmares are made of
If you wanted to get an Australian all hot and steamy over finances, there would be two essential elements to your … Read More Mixing super & property : The combo is the stuff nightmares are made of
Super is not a housing affordability solution
SUMMARY: SMSF property investors need to keep a self-interested eye on the current housing affordability debate. Aha. It must, officially, be time to hyperventilate over property prices. The … Read More Super is not a housing affordability solution
A powerful pension top-up strategy
SUMMARY: Get acquainted with partial commutations. They are going to be critical for SMSFs in the near term. Changes to the law often mean the death to some … Read More A powerful pension top-up strategy
Salary sacrificing will soon get easier
SUMMARY: Restrictions taken off salary sacrifice strategies, plus New Zealand’s super pension age lift is a taste of things to come in Australia. Salary sacrifice … Read More Salary sacrificing will soon get easier
Quality investments trump early home loan payoff
“Mate, do you have an opinion on the orthodoxy that you should pay off your mortgage before pumping money into investment?” Oh, Mr Editor! As a matter of fact … … Read More Quality investments trump early home loan payoff
Super confusion: Understand your contribution limits
SUMMARY: Some of the finer points of getting money into super via NCCs, under the new, post-July, rules. It’s time to … Read More Super confusion: Understand your contribution limits