(03) 9020 2905If you wanted to get an Australian all hot and steamy over finances, there would be two essential elements to your … Read More Mixing super & property : The combo is the stuff nightmares are made of
Super is not a housing affordability solution
SUMMARY: SMSF property investors need to keep a self-interested eye on the current housing affordability debate. Aha. It must, officially, be time to hyperventilate over property prices. The … Read More Super is not a housing affordability solution
A powerful pension top-up strategy
SUMMARY: Get acquainted with partial commutations. They are going to be critical for SMSFs in the near term. Changes to the law often mean the death to some … Read More A powerful pension top-up strategy
Salary sacrificing will soon get easier
SUMMARY: Restrictions taken off salary sacrifice strategies, plus New Zealand’s super pension age lift is a taste of things to come in Australia. Salary sacrifice … Read More Salary sacrificing will soon get easier
Quality investments trump early home loan payoff
“Mate, do you have an opinion on the orthodoxy that you should pay off your mortgage before pumping money into investment?” Oh, Mr Editor! As a matter of fact … … Read More Quality investments trump early home loan payoff
Super confusion: Understand your contribution limits
SUMMARY: Some of the finer points of getting money into super via NCCs, under the new, post-July, rules. It’s time to … Read More Super confusion: Understand your contribution limits
DIY can be a pain in the proverbial
So many people, so little interest. When it comes to superannuation in Australia, compulsory for most, this is the depressing situation. As a financial adviser, this absolutely does my head … Read More DIY can be a pain in the proverbial
A fourth pot for your retirement plan
SUMMARY: Perhaps a four-pot strategy for retirement savings would suit wealthier clients. How about a family-owned company? The importance of getting the investment structure right should be no surprise to … Read More A fourth pot for your retirement plan
Barbecue banter is telling
When it comes to buying assets, some ask if you “should you try to catch a falling knife”? Others recommend waiting until there’s “blood on the streets”. In … Read More Barbecue banter is telling
Super nutshell: What you need to know
SUMMARY: You’ve got a limited opportunity to make the most of higher contribution limits for superannuation in FY17. Bless life’s simple things. … Read More Super nutshell: What you need to know