PORTFOLIO POINT: Geared super can unpack its suitcase and settle in for an extended stay – with more protection for trustees and members. The super gearing rules that were introduced … Read More Super gearing here to stay
“Home equity. They talk about it. They rave about it. But if you’ve got some, what should you do with it?”
Older Gen Xers will have got stuck into the mortgage game many years ago. Through the combination of paying down the loan and the property rising in value, they have … Read More “Home equity. They talk about it. They rave about it. But if you’ve got some, what should you do with it?”
Get your SMSF back on track … or else
PORTFOLIO POINT: The market volatility experienced in recent years can throw SMSF asset allocations out of whack, potentially leaving you in the sights of the Tax Office. A year ago … Read More Get your SMSF back on track … or else
“What’s the dumbest financial mistake you’ve ever made? And how would you suggest others avoid making the same error?”
Sheesh, there’s been more than a handful. But, I’m sad to say, I’ve clearly made fewer than Kerry Francis Bullmore Packer. Yeah, you read right: fewer than Kerry. Packer reckons … Read More “What’s the dumbest financial mistake you’ve ever made? And how would you suggest others avoid making the same error?”
Not investing is just a recipe for ending up poor
Debt Man column – The West Australian (Business) For: March 5, 2010. Bruce Brammall Debt Man Bored? Like a long, wet week, we’re charging up on six months of nothingness. … Read More Not investing is just a recipe for ending up poor
Mercer busts a wealth bias myth
PORTFOLIO POINT: It’s a myth that the wealthy get the bulk of the benefits in the funding of retirement incomes, according to new research from wealth manager Mercer. Higher-income earners … Read More Mercer busts a wealth bias myth
“I’m thinking about starting a self-managed super fund (SMSF). Talk me into it or out of it.”
Xers, if you’re thinking about starting your own SMSF, here are the boxes you need to tick. One, you’ve been into investing for ages. Not just weeks or months, but … Read More “I’m thinking about starting a self-managed super fund (SMSF). Talk me into it or out of it.”
SMSFs big tick from Cooper
PORTFOLIO POINT: Is it possible that Jeremy Cooper actually really loves SMSFs? The jury’s out, but he has promised not to be the “cane toad” of SMSFs. Turns out the … Read More SMSFs big tick from Cooper
No need for banks to cry poor. They are laughing
Debt Man column – The West Australian (Money) For: February 22, 2010. Bruce Brammall Debt Man In my 10 years of writing about the banking industry, I’ve been accused of … Read More No need for banks to cry poor. They are laughing
“About 40 per cent of marriages end in divorce, but is a pre-nuptial a good idea or does it indicate distrust from the start?”
Judging by the number of billboards, there’s enough trouble going around with sexual dysfunction without throwing in the great knee-closer that is pre-nups. Younger Xers haven’t had time to accumulate … Read More “About 40 per cent of marriages end in divorce, but is a pre-nuptial a good idea or does it indicate distrust from the start?”