If there are any Gen X readers wealthy enough to retire now, let them raise their hands, so that the rest of us may bow down before them and give … Read More “Capital growth versus income. What should be more important to me and why?”

On our South American backpacking honeymoon, Mrs DebtMan and I wrote an email from a Bolivian internet cafe with this subject line: “Tear gassed in La Paz!” The student peasants … Read More “Aussies love to travel, but what does it mean for your budget and your investments?”

There’s been loads! Where did they come from? Everywhere! Billboards, books, Buffett and Bullmore. From adapting the Nike theme (“Just do it!”) to my personal finances, to the classic truism … Read More What was the best piece of money advice you ever received? Who was it from and how did you use it?”

This is a question about “delayed gratification”. It’s not Jung, Freud or Pavlov! It’s Walter Mischel! The guy who did the fascinating (but probably nowadays illegal) “marshmallow experiment” on Generation … Read More “Some people gulp down their Easter chocolates while others make them last for weeks. What do these behaviours say?”