World-leading taxation from a resourceful government! Franked dividends are the government saying “We’re stealing some of your money now. But we’ll give you a credit note for it.” Genius! But … Read More “Franked dividends: What are they, and are they any use to my generation?”
Super can ease CGT pain
PORTFOLIO POINT: Want to cash out of a few profitable investments, but fear the capital gains tax? Here’s how you can reduce the burden with super. There tends to come … Read More Super can ease CGT pain
“Shares versus property: which of these two is the best investment to own long-term?”
Aww, do we really have to start this argument? That’s like asking: “Which was better, Dynasty or Dallas?” Heather Locklear or Victoria Principal? The “property versus shares” battle is a … Read More “Shares versus property: which of these two is the best investment to own long-term?”
Factory outlets don’t always save you money
Debt Man column – The West Australian (Business) For: August 20, 2010. Bruce Brammall Debt Man When someone has a true “oops” moment, it can be rather magical. Major stuffups … Read More Factory outlets don’t always save you money
Super comment stirs a hornet’s nest
PORTFOLIO POINT: Regulatory risk fatigue is a major factor in why you’re putting less into super. But some of you want me to “Stop encouraging the whingers, Bruce!” If ever … Read More Super comment stirs a hornet’s nest
“What are the ramifications of declaring bankruptcy, and is it worth it for some people?”
Declaring bankruptcy is to your personal finances what turning your back on your team is to being a football fan. They are both a declaration that you’ve given up. You … Read More “What are the ramifications of declaring bankruptcy, and is it worth it for some people?”
Fleeing DIY super – Why Eureka Report readers are turning away from SMSFs
PORTFOLIO POINT: Contributions to SMSFs are down dramatically and your verdict is in – Labor’s attack on “wealthy” trustees is responsible. And you’re very angry. Here’s what you said in … Read More Fleeing DIY super – Why Eureka Report readers are turning away from SMSFs
The unthinkable really is worth a thought
Mrs DebtMan is a little prone to migraines. She gets them occasionally, maybe half a dozen times a year. They might last for a few hours or a day. This … Read More The unthinkable really is worth a thought
“Which is the best generation when it comes to managing their money, and which is the worst?”
How to defend the indefensible! Giving Gen Y some credit for future financial potential? Retirees are great with money. No question there. And I’ll ignore Gen Y. Like my 3yo … Read More “Which is the best generation when it comes to managing their money, and which is the worst?”
SMSF mystery
PORTFOLIO POINT: Why did SMSF super contributions plummet in FY2010? Plus Labor exercises good sense in ignoring Cooper’s arts ban recommendation. Okay, hands up if you increased contributions to your … Read More SMSF mystery