It was the toughest lesson of my life and I still grapple with it today. But if I hadn’t learned it, I could never have become an investor at all. … Read More “What lesson did you learn as a child that has helped you through the investment challenges of recent years?”
The day 10,000 stormtroopers invaded my inbox
Debt Man column – The West Australian (Business) For: September 17, 2010. This column should be legalled. My mobile is 0434-024-274 Bruce Brammall Debt Man We all know that money … Read More The day 10,000 stormtroopers invaded my inbox
Will Shorten make a difference to super
PORTFOLIO POINT: Bill Shorten and APRA stats. Should Australia’s superannuation industry be fearful or welcoming of Bill Shorten? The former Victorian union leader was sworn in yesterday as the new … Read More Will Shorten make a difference to super
“Australians are notorious non-savers, with about half of us having no savings. How much should we put away for a rainy day?”
Died-way-too-young singer Karen Carpenter said it wasn’t only rainy days that bummed her out. She lumped Mondays in to the same category. But Karen believed being with someone special fixed … Read More “Australians are notorious non-savers, with about half of us having no savings. How much should we put away for a rainy day?”
Check your “retirement readiness”
PORTFOLIO POINT: With Labor confirmed in government, here’s an interesting piece of research about the potential impact their retirement and super policies. Sometimes, a survey that has little to do … Read More Check your “retirement readiness”
Earning interest not as good as saving interest, unless you are Benny and Bjorn
Benny and Bjorn were right – money is funny. The ABBA boys penned their dumb ditty and that, in turn, made them a money mountain. For them, the “must be … Read More Earning interest not as good as saving interest, unless you are Benny and Bjorn
“A friend asks you how much money you get paid. What do you say, and why is it taboo to talk about our earnings?”
My kids are 3½ and 2. I’m literally elbow deep in poop! The parents at mothers’ group, sometimes that’s all we talk about. We bad? My troublesome questions are “Who … Read More “A friend asks you how much money you get paid. What do you say, and why is it taboo to talk about our earnings?”
Make the most of franking credits
PORTFOLIO POINT: Dividends are on the rise again, which is handy, because the market has done squat for 12 months. What’s the value in a franking credit for a SMSF? … Read More Make the most of franking credits
“Franked dividends: What are they, and are they any use to my generation?”
World-leading taxation from a resourceful government! Franked dividends are the government saying “We’re stealing some of your money now. But we’ll give you a credit note for it.” Genius! But … Read More “Franked dividends: What are they, and are they any use to my generation?”
Super can ease CGT pain
PORTFOLIO POINT: Want to cash out of a few profitable investments, but fear the capital gains tax? Here’s how you can reduce the burden with super. There tends to come … Read More Super can ease CGT pain