(03) 9020 2905Start … your party engines! Woo-hoo! Today marks the official opening of Christmas party season. Drink and be merry I’ve got an average of a function a day for the … Read More It’ll soon be Christmas, so what should you start doing now?
Category Archives: Your Money Gen X
Is it important to have a written budget? Why or why not?
Lest someone starts misconstruing some sermonising for hypocrisy, first thing I need to do is ’fess up. Here goes: I’m a financial adviser and … I’ve never done a personal … Read More Is it important to have a written budget? Why or why not?
Our credit reporting system changes in the new year. How can you deal with a bad credit rating?
People make out like debt is the “dark side” of the Jedi force of finances. Darth Vader snuggles up with debt at night, gently stroking it and whispering his bidding. … Read More Our credit reporting system changes in the new year. How can you deal with a bad credit rating?
What are the biggest barriers preventing your generation from getting ahead financially?
The easiest solution is to play the blame game. Focus your anger. “The nominees for biggest barrier preventing you getting ahead are … Mr Wilson in Abysmal Economics Teacher … … Read More What are the biggest barriers preventing your generation from getting ahead financially?
How do you improve your chances of getting approved for a home loan?
Calmly, with your partner, walk into your bank brandishing loaded handguns. Pulp Fiction: “All right, everybody be cool. This is a robbery!” That would certainly get you into a new … Read More How do you improve your chances of getting approved for a home loan?
What’s your funniest money story?
It’s a story of an auction, a midnight drug deal gone wrong and the proceeds of crime being equitably redistributed among the people. Nah! I’ve got a better one. It’s … Read More What’s your funniest money story?
Credit card balance transfers can offer low interest rates, but are they a good idea?
Sure, get yourself a new credit card. Get a lower rate. Feel like you’re doing something positive for your finances. But don’t delude yourself. Shifting money from card to card … Read More Credit card balance transfers can offer low interest rates, but are they a good idea?
What are the three most important types of insurance your generation should have?
AWESOME! Would you like to talk insurance? Or would you rather grab some kitchen knives and surgically remove your own appendix? Weird, but insurance is the “great grudge purchase”. You … Read More What are the three most important types of insurance your generation should have?
What are your top tips to help people handle volatility on the sharemarket?
Dust off your golf clubs. Take a chill pill. Close down your internet trading screen. Let go of your mouse. Grab your boy, a footy and head to a park. … Read More What are your top tips to help people handle volatility on the sharemarket?
Old versus new: what should you aim to buy when investing in real estate?
WHOA! Stop! Let’s start by running a demarcation line through this property argument. Homes and investment properties require ideologically different decision-making processes. A home is where you live. It fills … Read More Old versus new: what should you aim to buy when investing in real estate?