(03) 9020 2905SUMMARY: The message on asset class diversification has never been clearer. If you’re a self-managed super fund trustee and your guts haven’t been churning in recent weeks, then I know … Read More SMSFs are not paid to panic
Category Archives: SMSFs
How to get around the SMSF property curbs
SUMMARY: SMSF property investors caught up in attack on investor lending by APRA. Self-managed super funds looking to buy geared property are being squeezed for options, as lenders exit the … Read More How to get around the SMSF property curbs
Were your returns super or normal?
Summary: The average investor posted before-tax returns of 7.86 per cent in FY15. No asset classes were negative, but unhedged currency assets won play of the day. Returns over the three … Read More Were your returns super or normal?
Is all debt bad? What’s the difference between good and bad debt?
All bad? Hell no! Stupid question! Are you bat-crazy, like Kanye West? Or just out-of-your-mind, like Charlie Sheen? Seriously? How can all debt be … Read More Is all debt bad? What’s the difference between good and bad debt?
Don’t bust a cap
SUMMARY: Made a last-minute check of your superannuation contributions? Don’t delay. It’s not too late. Quite simply, none of us have enough time to do everything we want to do before … Read More Don’t bust a cap
‘Cash is king’ is dead
SUMMARY: Cash is dead. And it’s time SMSFs woke up to the real cost of their love affair with the folding stuff. There’s always an exception to the rule. … Read More ‘Cash is king’ is dead
SMSF property investors: Rate cut winners
SUMMARY: A small number of SMSFs holding cash were relative winners from yesterday’s rate cut. Have you heard of offset accounts? More than one million SMSF members will have winced … Read More SMSF property investors: Rate cut winners
Low-cost super: It’s not that hard
SUMMARY: Get real. There is plenty of low-hanging fruit if governments really want to cut the cost of Australia’s baseline super. Stop with the pussyfooting on superannuation. If governments really … Read More Low-cost super: It’s not that hard
Exploiting low rates 2: Good numbers for gearing
SUMMARY: It’s the perfect cocktail for SMSF property investors. Two parts rising asset prices and one part low-interest rates. So, the bookies were wrong. An interest rate cut was odds-on … Read More Exploiting low rates 2: Good numbers for gearing
A superannuation slap?
SUMMARY: A superannuation slap? Stand by for broken promises on super, probably in property. Given a choice between being slapped in the face and not being slapped in the face, … Read More A superannuation slap?