PORTFOLIO POINT: Don’t forget non-concessional contributions when it comes to retirement income planning. They are now close to being a compulsory part of your building super strategy. The focus of … Read More Make the most of NCCs

PORTFOLIO POINT: Tax-free super hasn’t entirely killed off the value of a recontribution strategy. Here’s how it can still make sense and why, if it’s in your armoury, you might … Read More Reconsidering recontributions

PORTFOLIO POINT: Loans in super funds can be “forgiven” – a handy way of getting assets into a fund now and benefiting from the low-tax super environment. A starting point … Read More Unlimited super growth

PORTFOLIO POINT: Legislators need to step in to force fund managers into “truth in labelling” to help super members. Because the existing schmozzle really isn’t a hard fix. That two … Read More What exactly is a “balanced fund”?

PORTFOLIO POINT: In-specie share transfers into your SMSF can be win-win for reducing tax outside super and increasing a tax-free (or tax-effective) income stream. We should all know that the … Read More Super, the wealth incubator

PORTFOLIO POINT: How good is Australia’s super/retirement income system? Not as good as we might like to think. And some work is required to bring it up to scratch, an … Read More Australia’s not-so-super system

PORTFOLIO POINT: Want your accumulation SMSF to pay no taxes whatsoever now? Or ever? Here’s how you can do it and why Ken Henry wants the Government to urgently clamp … Read More Pay no tax

PORTFOLIO POINT: At some point, investment options open right up, leaving you to wonder whether tomake an investment inside or outside your SMSF. Plus, the anti-SMSF Red Book commentary. I … Read More Super’s $750,000 question

Updated: 20 October 2015 PORTFOLIO POINT: Don’t go into salary sacrifice blindly just because you’ve heard you should. There are plenty of potential traps. Here’s how to avoid some of … Read More Salary sacrificing’s traps

PORTFOLIO POINT: Here’s another super salary sacrifice strategy touted to help pay off your home loan faster. If you can tick the boxes, it could save you a $10,000 to … Read More The DIY mortgage buster