(03) 9020 2905PORTFOLIO POINT: With Labor confirmed in government, here’s an interesting piece of research about the potential impact their retirement and super policies. Sometimes, a survey that has little to do … Read More Check your “retirement readiness”
All posts by Bruce
“A friend asks you how much money you get paid. What do you say, and why is it taboo to talk about our earnings?”
My kids are 3½ and 2. I’m literally elbow deep in poop! The parents at mothers’ group, sometimes that’s all we talk about. We bad? My troublesome questions are “Who … Read More “A friend asks you how much money you get paid. What do you say, and why is it taboo to talk about our earnings?”
Make the most of franking credits
PORTFOLIO POINT: Dividends are on the rise again, which is handy, because the market has done squat for 12 months. What’s the value in a franking credit for a SMSF? … Read More Make the most of franking credits
“Franked dividends: What are they, and are they any use to my generation?”
World-leading taxation from a resourceful government! Franked dividends are the government saying “We’re stealing some of your money now. But we’ll give you a credit note for it.” Genius! But … Read More “Franked dividends: What are they, and are they any use to my generation?”
Super can ease CGT pain
PORTFOLIO POINT: Want to cash out of a few profitable investments, but fear the capital gains tax? Here’s how you can reduce the burden with super. There tends to come … Read More Super can ease CGT pain
“Shares versus property: which of these two is the best investment to own long-term?”
Aww, do we really have to start this argument? That’s like asking: “Which was better, Dynasty or Dallas?” Heather Locklear or Victoria Principal? The “property versus shares” battle is a … Read More “Shares versus property: which of these two is the best investment to own long-term?”
Super comment stirs a hornet’s nest
PORTFOLIO POINT: Regulatory risk fatigue is a major factor in why you’re putting less into super. But some of you want me to “Stop encouraging the whingers, Bruce!” If ever … Read More Super comment stirs a hornet’s nest
“What are the ramifications of declaring bankruptcy, and is it worth it for some people?”
Declaring bankruptcy is to your personal finances what turning your back on your team is to being a football fan. They are both a declaration that you’ve given up. You … Read More “What are the ramifications of declaring bankruptcy, and is it worth it for some people?”
Fleeing DIY super – Why Eureka Report readers are turning away from SMSFs
PORTFOLIO POINT: Contributions to SMSFs are down dramatically and your verdict is in – Labor’s attack on “wealthy” trustees is responsible. And you’re very angry. Here’s what you said in … Read More Fleeing DIY super – Why Eureka Report readers are turning away from SMSFs
“Which is the best generation when it comes to managing their money, and which is the worst?”
How to defend the indefensible! Giving Gen Y some credit for future financial potential? Retirees are great with money. No question there. And I’ll ignore Gen Y. Like my 3yo … Read More “Which is the best generation when it comes to managing their money, and which is the worst?”