PORTFOLIO POINT: Consider starting spouse super splitting arrangements now if you want to take advantage of higher concessional contribution limits later. Sharing and caring – and minimising your tax burden … Read More Spouse splitting makes super sense
All posts by Bruce
What is the most inspiring piece of financial advice you’ve heard. Who gave it, and how did it help you?
Once upon a time, in the early 70s, there was an evil scientist named Walter Mischel. (Evil might be a bit harsh, but the best stories have evil scientists.) Wally … Read More What is the most inspiring piece of financial advice you’ve heard. Who gave it, and how did it help you?
SMSFs inside ‘secret’ weapon
PORTFOLIO POINT: In your 50s? Looking to expand your asset base? Should it be inside, or outside, your SMSF? Read this before you make any further investments. A lawyer colleague … Read More SMSFs inside ‘secret’ weapon
Winning lotto is unlikely but we can always dream. What should you do with a $1 million windfall?
Say to yourself: “Cool! One million down, one million to go”. On its own, it’s not retirement material for a Gen Xer. Or, at least it shouldn’t be. A million … Read More Winning lotto is unlikely but we can always dream. What should you do with a $1 million windfall?
Winning lotto is unlikely but we can always dream. What should you do with a $1 million windfall?
Say to yourself: “Cool! One million down, one million to go”. On its own, it’s not retirement material for a Gen Xer. Or, at least it shouldn’t be. A million … Read More Winning lotto is unlikely but we can always dream. What should you do with a $1 million windfall?
DMIN #47 Sept 2012: Interest rate conundrum and teaching your kids good money sense
Debt Man #47 Sept 2012
Is this the ultimate super loan?
PORTFOLIO POINT: What!? A no-interest loan to your SMSF? Maybe, but don’t rush in just yet. For now, just watch this space. Sometimes regulators work in mysterious ways. Very mysterious … Read More Is this the ultimate super loan?
Should people hand back money they are wrongly given, and in your experience, do they?
Damnit. I know every time I answer one of these, my chances at wearing a halo get slimmer. My first money lesson was: “Find a penny, pick it up, then … Read More Should people hand back money they are wrongly given, and in your experience, do they?
Stay calm, everyone, but check out these fixed mortgage rates!
Fess up. Who doesn’t occasionally succumb to a panic attack? Usually, panic bobs up when we’re at our most vulnerable, our most irrational, our most stupid. It’s natural to look … Read More Stay calm, everyone, but check out these fixed mortgage rates!
Don’t make a super stuff-up
PORTFOLIO POINT: Time to check your salary sacrifice contributions – before you bust out of your limits. The vast majority of Australians don’t think too hard about their super contributions. … Read More Don’t make a super stuff-up